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New Car

It is getting to the point where my wife or I will need to get a new vehicle.  I hate this process and the lead-up to the process. When my eldest was small, I remember the dealer taking my car keys for the trade-in inspection and not wanting to return them., believing...

Gambling Psychology

My wife and I have been watching Jeopardy for a while now.  We have been watching Holzhauer change the way the game is played.  Most players typically play the game like I gamble.  They play to not lose, not to win.  Holzhauer, plays to win and his strategy is...

Fact or fiction?

My kids introduced me to a farcical reality show “Bar Rescue”.  We all know that it’s staged.  It is too formulaic to be real.  But I as always am interested in the financial aspect of business even if it is just illusions. The amusing or sad part of the show is that...

Free College

We now have two Presidential candidates talking about forgiving student loans and making college free to all. Am I the only one really annoyed by these ideas?  I have paid and am paying tens of thousands of dollars for college for my kids.  But once my kids are...

Time is money

We have all heard the expression “time is money”. Do any of us doubt this expression or disagree with it?  All of our jobs are based on what we can do for someone else within a specific time frame for compensation.  It does not matter if you are hourly, salaried or an...

Outside Services

I have a client who has a very specialized service and has been successful from the very beginning.  He has setup successful partnerships with the likes of Costco, Uber and restrauant.com. In an effort to bring their business to the next level, he made a deal with a...

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