Remember to check your flexible spending account balance. You must clean it out by Dec. 31 if your employer still has not adopted the 2½-month grace period now permitted by Uncle.
Otherwise, any money remaining in your account is forfeited. And when you are deciding how much you should put into your flex plan for 2012,
remember that a $2,500 annual cap on FSA payins is set to go into effect in 2013.