by Leif Jensen | Aug 31, 2026 | Rant |
We Work was a coworking rental space company, for those who forgot. The company was hyped to unbelievable heights. I remember having a client discussion, where I expressed concern about the lack of privacy, since my clients prefer their financial privacy, We Works...
by Leif Jensen | Aug 24, 2026 | Investing |
First off, stock price manipulation is the illegal and intentional deception used to artificially inflate or deflate the price of a security. Perpetrators aim to mislead the market to make personal profits at the expense of other investors. Now that we have stated...
by Leif Jensen | Aug 17, 2026 | General |
With your investments are you an investor or a trader. If you follow the Warren Buffet school of thought, you are an investor. You buy and hold. A trader buys on bad news, when a stock plummets and sells on good news and grabs the profit. I tend to fall into the...
by Leif Jensen | Aug 10, 2026 | Rant |
How much you must earn to be considered middle class, upper-middle class in every US state Based upon a GOBankingRates analysis, they seemingly have found that the income needed to qualify as middle class varies widely by state. Who would have guessed that it costs...
by Leif Jensen | Aug 3, 2026 | Running a Business |
I have a client who should have , but did not have payroll in 2025. His side business grew and he hired his friends to assist with the work. They were paid like independent contractors, which may actually be true, he did not have enough business to fully employ any...
by Leif Jensen | Jul 27, 2026 | Money Management |
Basic budgeting that most individuals do not use on a regular basis. The 50/30/20 rule divides your net pay into three broad categories: 50% Needs, these are your essentials; rent or mortgage, utilizes, insurance, food, transportation etc. 30% Wants, these funds your...
by Leif Jensen | Jul 20, 2026 | Running a Business |
Surprise we are seeing much more aggressive worker’s compensation audits. We have one client who has received a notice from a past insurance company claiming that they owe $38,000 from nine years ago, the balance is in collections and they never received a prior...
by Leif Jensen | Jul 13, 2026 | Investing |
In my travels around the country, I look to see if there is a Waffle House in the town I am staying in. Sometimes it’s a yes others it’s a no. in Bozeman and Branson it was a no. When I go to Corinth it is a yes, and I always stop at least once per trip. I enjoy...
by Leif Jensen | Jul 6, 2026 | Investing |
I have been reading about the travails of Portillo’s recently. They have a perceived pricing issue. I am not alone in thinking this! Many fans find Portillo’s pricey, with full combo meals often costing between $13 to $18. Portillo’s IPO occurred in...
by Leif Jensen | Jun 29, 2026 | Advertising |
I just got a call informing me that I now qualify to advertise on Siri and Alexi. How desperate do both companies need to be to contact me about advertising my lemonade stand. You would think they would be chasing the huge companies with real advertising dollars to...
by Leif Jensen | Jun 22, 2026 | Taxes |
I was working with a client who was under an IRS audit, the day before the audit and thet were showing me the summary sheets of the expenses that were being questioned by the service. They were small realtors with a Schedule C with their 1040. So, I am talking to them...
by Leif Jensen | Jun 16, 2026 | Corporate Entities |
I wholly own my business. I do understand the need for partners and once I had one, in a different business. I have a list of multiple businesses that I am interested in yet could only do them with the correct partner(s). Choose your partners wisely. I have seen what...
by Leif Jensen | Jun 8, 2026 | Rant |
We have all heard the idiom that “you should dress for the job you want, not the job you have”. As we celebrate 250 years of independence, this idiom ties directly to one of our founding fathers during the earliest days on the United States, George Washington. George...
by Leif Jensen | Jun 1, 2026 | Rant |
Evidence indicates that Artificial Intelligence is significantly disrupting the labor market by eliminating or automating many entry-level, “first-level” jobs, thereby creating a “hollowed-out” or hourglass-shaped workforce structure and...
by Leif Jensen | May 26, 2026 | Rant |
On a long drive to a client, I was listening to NPR and they had a group discussing the value of a college degree, was it still worth the expense and time. One of the voices mentioned that the Department of Education has website that compares each college by...
by Leif Jensen | May 18, 2026 | Rant |
On a long drive to a client, I was listening to NPR and they had a group discussing the value of a college degree, was it still worth the expense and time. One of the voices mentioned that college spurs the beginning of true learning and balancing it with allowing...
by Leif Jensen | May 11, 2026 | General |
If a bank account is not verified (unverified) or the information entered is incorrect, a refund will typically be rejected by the receiving financial institution and returned to the sender. The funds do not usually disappear; instead, they enter a “limbo”...
by Leif Jensen | May 4, 2026 | General |
Married filing separately: IRA Deduction Amount and Modified AGI (MAGI) Limits for Traditional and Roth IRA Contributions For 2025, the maximum combined traditional IRA deduction or Roth contribution is $7,000 ($8,000 if age 50 or older). For taxpayers who are covered...
by Leif Jensen | Mar 30, 2026 | Advertising |
The small businesses know they are missing significant opportunities to market their companies. And they plan to do better this year. In fact, 39% say they will increase their marketing budgets, and 46% expect to spend at least 10% more than last year. Most small...
by Leif Jensen | Mar 23, 2026 | Rant |
In 2024, gun related deaths were 3% lower in Illinois than the overall rate for the US. So, Uncle Pritzker has signed yet more legislation stipulating how people are to behave. Starting January 1, Illinois gun owners have yet more stricter requirements under the...
