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Refunds – bank unverified

If a bank account is not verified (unverified) or the information entered is incorrect, a refund will typically be rejected by the receiving financial institution and returned to the sender. The funds do not usually disappear; instead, they enter a “limbo”...

The Future of College

It looks like there may be changes in store for college degrees in the future.  Attendance has fallen off, mostly due to the ever-increasing tuition costs and the likelihood of not finding a position that comes close to repaying student loans let alone a lifestyle. ...

General Illiteracy

As a follow-up to my last post on Functional illiteracy today, I now address the past. General illiteracy rates in the 1930s In 1930, the US Census reported 4.3% of the population aged 10 and over as illiterate, meaning they could not read and write at all. For those...

Functionally illiterate

I was rereading “Pudd’nhead Wilson” by Twain again, I enjoyed it years ago and wanted to reread it.  There was a mention of the illiteracy of some of the populace of Dawson’s Landing MO.  So, I thought where do we stand as a people today in the US. Functional...

Shakespeare bought a pension

It almost sounds like the beginning of a joke, yet it is the truth. William Shakespeare made investments that could be considered annuities to provide him with retirement income, similar to a modern pension. Specifically, in 1604, concerned about his financial future,...

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