How easy is it to manipulate stock prices?

First off, stock price manipulation is the illegal and intentional deception used to artificially inflate or deflate the price of a security. Perpetrators aim to mislead the market to make personal profits at the expense of other investors. Now that we have stated...

Investor or trader

With your investments are you an investor or a trader. If you follow the Warren Buffet school of thought, you are an investor.  You buy and hold. A trader buys on bad news, when a stock plummets and sells on good news and grabs the profit. I tend to fall into the...

The Middle Class Defined

How much you must earn to be considered middle class, upper-middle class in every US state Based upon a GOBankingRates analysis, they seemingly have found that the income needed to qualify as middle class varies widely by state. Who would have guessed that it costs...

Worker’s Compensation again

I have a client who should have , but did not have payroll in 2025.  His side business grew and he hired his friends to assist with the work. They were paid like independent contractors, which may actually be true, he did not have enough business to fully employ any...

“50/30/20” rule

Basic budgeting that most individuals do not use on a regular basis. The 50/30/20 rule divides your net pay into three broad categories: 50% Needs, these are your essentials; rent or mortgage, utilizes, insurance, food, transportation etc. 30% Wants, these funds your...

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