My guess is that you have thought about being rich; with dreams of having enough wealth to allow relief from all of your financial burdens. You may even play the lottery, if the pot is big enough.
The road to wealth is fairly simple one; start early and save, save and save. Invest in a balanced portfolio and watch your returns.
Whenever saving money is mentioned people immediately get defensive and argue that they don’t make enough money to save. They need to change their viewpoint and look at what they are spending and have the savings come from cost cutting.
To truly start saving money, it all starts with tracking your expenses, which will help you figure out where to cut spending. Then you can make the necessary adjustments.
Are you up to the challenge? If you need help, let us know.