As I was discussing over lunch with a financial advisor; there are times when clients have special needs or requests.
Beyond the fact that all clients have their preference on how they interact with us, or the similarities of the requests. Our wealthier clients have us interact with their other team members and not directly with them. Even in expansion or contraction instances.
Take for example, one of our higher end clients, asked us to work directly with their attorney and financial advisors, all to meet the full needs for tax and estate planning for the client and family.
It may be that they are more used to delegating to others, there does not seem to be the level of micromanagement.
As I have discussed in the past everyone should have a great attorney and financial advisor that they can count on as well as me as their CPA. But you need to trust your team to understand your need sand work towards your best interests.
Beyond this core team, there should be a banker and an insurance agent. Having children, who drive like they are always in the demolition derby, showed me the true value of the insurance agent.
At the lower income strata the apparent the core teams need is not always as apparent. But, they are still there. There are tax implications with most decisions that are being made.