Complexity of vehicles

As a student of history I think of what it must have been like to see the effects of the Industrial Revolution, the onset of the railroads, cars, airplanes. I have seen the information revolution up front, from calculators, to PC, to laptops, to cell phones, to smart...

Auto Insurance

Car insurance premiums have been notably increasing. This trend is supported by data: Lexis-Nexis Risk Solutions’ annual report found average insurance costs rose 10% in 2024, following a 15% surge in 2023. Bankrate reports that full-coverage policies now...

Cost of operation

Have you been hearing all of the yelling is about money? According to U.S. Bureau of Labor Statistics, it may be because the total cost to own and operate an automobile averaged a frightening $12,296 in 2024, roughly 30% higher than a decade ago. Driving has almost...

Gouging of consumers

More and more we have companies that insist that you need to keep paying for what you have purchased. Monsanto’s business model for its genetically modified seeds typically requires farmers to purchase new seeds annually rather than saving and replanting seeds...

Minimize Capital Gains

I have a client whose return I just completed has a tremendous tax bill because of the huge amount of capital gains, interest and dividends. They had a couple of good things happening, first off, lots of capital gains, usually means a winning investment strategy. ...

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