Payday loans and beyond

I was reading an article about loans to the poor and I was appalled at what happens to these people. Apparently lending money to people who don’t have any is surprisingly profitable. In states where such stores are legal, such as Missouri, they are more common than...

Business maintenance

As the year winds down, I suggest that you take some time to work on your business, rather than in your business.  Never mind that you should have already started your planning for 2021, since you are working to complete your tax and business goals for 2020. First...

Trust

A trust is a fiduciary arrangement that allows a third party, or trustee, to hold assets on behalf of a beneficiary or beneficiaries. Trusts can be arranged in many ways and can specify exactly how and when the assets pass to the beneficiaries. Now from a practical...

Wills

I have been dealing with estate issues of late and it got me thinking about the different types of wills and where they fit into estate planning.  They fall into four broad categories. Simple Will – you decide who will receive your assets, possibly name a guardian for...

Outsiders

Has your business grown stale?  Have sales leveled off or decreased and morale and systems are on autopilot?  Have you developed no new ideas or concepts to test or implement? You may need the skills of an outsider.  Either on your BOA, BOD or an employee. It helps to...

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