Value to Bank Known

As with any relationship there are ups and downs and my relationship with my bank is one of them. I seldom carry my debit card, they are usually shredded upon arrival and I order a new one when I plan on traveling outside the US. But when I carry them I contact the...

Second Merchant Account

One of my clients added an extension to its existing business; they needed to have the ability to open micro e-commerce websites for specific periods of time. This was based on requests of its customers. So they had a decision to make. They could have hired a web...

Long Term Warranties

I was in a networking group with an HVAC guy. Now this guy literally ran his business out of his truck and he was a one man shop. Now this is not necessarily a bad thing, but the fact that the business had a transitory feel to it, I was reluctant to pitch his services...

Franchise closing

I am currently working on pulling together the final tax return. The owner has thrown in the towel. Yet he still has time on his original contract with the Franchisor. My client stopped making the required monthly payments a few months ago and has received a form...

Second Careers

I have a friend of mine who is starting his second career in his mid-50’s. He thought that he was going to spend the last years of his working life at his last employer. But things obviously did not work out as planned. So he has developed a plan to move on a two...

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