Too big to fail.

As a reader, I have utilized Amazon as a primary source for books over the years.  But now that Amazon has decimated the publishing and retail market for books, the deals have dissipated. So I have had to start looking at other options, Walmart, Target, Barnes...

Insurance Review

When was the last time you reviewed any of your insurance policies?  That is except for the cost? When I was handling compliance and financial planning for a group of financial advisors I decided to learn from other people’s mistakes.  Have proper insurance...

Employee manual

Do you have any employees? Can I see you HR Manual? The first question is one that I often ask prospective clients.  The second question is asked if the answer to the first question was an affirmative. Then I am usually told that they do not have one in place. If they...

Governance Policy

One of the most important roles for a company’s Board of Directors is to set policy under which management takes action to manage the affairs of an organization. Yes, even for small start-up businesses. Corporate governance is the system of rules, practices and...

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