Check and Mail Fraud

What you can do to protect yourself from mail theft and check fraud. There are steps you can take to help reduce your risk of getting taken advantage of by someone engaging in a mail theft-related check fraud scheme. Here are some tips to keep in mind to help protect...

General Illiteracy

As a follow-up to my last post on Functional illiteracy today, I now address the past. General illiteracy rates in the 1930s In 1930, the US Census reported 4.3% of the population aged 10 and over as illiterate, meaning they could not read and write at all. For those...

Functionally illiterate

I was rereading “Pudd’nhead Wilson” by Twain again, I enjoyed it years ago and wanted to reread it.  There was a mention of the illiteracy of some of the populace of Dawson’s Landing MO.  So, I thought where do we stand as a people today in the US. Functional...

Shakespeare bought a pension

It almost sounds like the beginning of a joke, yet it is the truth. William Shakespeare made investments that could be considered annuities to provide him with retirement income, similar to a modern pension. Specifically, in 1604, concerned about his financial future,...

America’s poor savings habits

How many Americans have $10,000 in savings?  Would you believe 4%? Last year, GoBankingRates surveyed more than 5,000 Americans only to uncover that 62% of them had less than $1,000 in savings. Last month GoBankingRates again posed the question to Americans of how...

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