Gouging of consumers

More and more we have companies that insist that you need to keep paying for what you have purchased. Monsanto’s business model for its genetically modified seeds typically requires farmers to purchase new seeds annually rather than saving and replanting seeds...

Minimize Capital Gains

I have a client whose return I just completed has a tremendous tax bill because of the huge amount of capital gains, interest and dividends. They had a couple of good things happening, first off, lots of capital gains, usually means a winning investment strategy. ...

Social Security a brief history

On August 9, 1935, The Social Security Bill (H.R. 7260) was sent to President Franklin Delano Roosevelt for his signature. An important part of the New Deal was the first national social insurance policy. It would help ensure that older Americans would have a stable...

Hackers

Hackers are getting better and better. Typically, I have been able to easily recognize the mistakes and just delete the e-mails. This week I received one that looked legit and forced me to make some calls all because I believed it to be an real e-mail. Luckily, I...

Illinois gun owners

I am far from surprised.  Illinois concealed carry licenses are not currently trending downwards. While there was a recent ruling deeming the state’s ban on concealed carry on public transit unconstitutional, this decision is limited to the specific plaintiffs...

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