Retirement

On ongoing discussion point with clients throughout the year is retirement planning is how much is enough.  Working with financial planner over the years I know that this is a very specialized answer for each individual or couple. But according to a recent Gallup...

The Minimum Wage

An ongoing issue for small business throughout the US is the ongoing costs of labor. The cost of labor will be on 34 state ballots this year, minimum wage increases have been proposed, and at the behest of President Obama, the federal minimum wage may be increased to...

The top 3%

The IRS has just released their updated statistics for 2011. Taxpayers filed almost 5 million returns with adjusted gross incomes of $200,000 or more for 2011, up over 9 percent from the prior year. These high-income returns represent about 3 percent of all returns...

Buying a job

I was in a networking group with a franchise owner.  He never referred any business to me, including his own – but at one event we were talking, and he had imbibed a bit and he started to talk. He was sorry he had bought his franchise.  He had owned it for a...

Besieged

Last week I was in in office for only one day.  But on that day we were besieged with a local telephone directory salesperson who would not take no for an answer.  I have been told by professional salespeople that know me that I am no one’s target market.  I am...

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