The Chili Bank

As someone whose home has been robbed and son attacked with a knife during the robbery, we have since taken special precautions to protect our home. If I had used this little gadget or something similar, I would probably be hundreds of dollars richer. The piece of...

Engagement letter

This tax season, I am using engagement letters from my insurance company.  Apparently, they suggest that I use them for all aspects of every service. Usually, I get an expensive book and pick out specific paragraphs to use, this time I took the fast easy route and...

Competition

Numerous businesses have competition from competitors of all levels. For tax returns I have my direct peers, – large firms such as Porte Brown down the street, and then the garage preparers. Beyond those there are also Liberty Tax, H&R Block and Jackson...

Degrading quality

Over the decades (yes, I’m old) I have seen a vast number of products and services degrade in quality and excellence over time. One area in particular has been comic books from the two largest publishers.  The costs are higher than ever and the quality of the art and...

Pay before service

I know that for years, certain industries required a down payment before they would even think of starting work.  Typically, it was only certain industries and those with great up front expenditure requirements. I was recently flabbergasted when I attempted to order a...

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