Difficulties with Small Businesses

I was reading an article that highlighted the following as issues concerning their financial stability.  Lack of Funds Nothing can hold a business back like money problems. This is even more true for small businesses. While most larger companies have enough cash flow...

The Future of College

It looks like there may be changes in store for college degrees in the future.  Attendance has fallen off, mostly due to the ever-increasing tuition costs and the likelihood of not finding a position that comes close to repaying student loans let alone a lifestyle. ...

Assumable Mortgages

Assumable mortgages are apparently making a comeback amid high mortgage rates. They allow a home buyer to take over the seller’s mortgage, including its interest rate and remaining balance. Roughly 25% of mortgages in the U.S. are assumable. They gained popularity in...

Fix things

As a country we don’t know how to fix anything any more. The world is more complex, a hundred years ago when I was a kid, tv’s had tubes in them.  Yes, I am that old… Now when a tv was not working you would unscrew the back off of the tv and look at the tubes, it one...

Scammers and Check Fraud

If you ever watched a movie or tv show you are aware of some common methods a scammer might use to commit fraud with a stolen check: Altering information on a check: A scammer may use common household chemicals to change the printed dollar amount and payee name on a...

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