The Golden Handcuffs

There are now many homeowners who want to move out of the starter house into a larger one, or smaller if they wish to contract since you are now an empty nester.  But they are locked in the “golden handcuffs” of low mortgage rates and find it too daunting to sell...

Andrew Jackson

I learned something new today.  Andrew Jackson was the only President of the United States to have no deficit during his reign.  Jackson, who served from 1829-37, was an ardent supporter of keeping banks and government separated. He believed that banks would have...

Pay yourself first

As a small business owner when cash gets tight the first thing to go is the owner’s salary, or at least a portion of it. This may not always be the right thing to do.  I know too many who pay themselves so little in wages that their SS benefits are scheduled to be...

Post Retirement Navigator

Post Retirement Navigator was a piece of software originally designed by Phil Lubinski and developed by All America, sold to one firm and then another only to wither and die. I loved the concept of this software  for retirement planning and investing. While you are...

Financial Planning

Do you have a pile of investments you call a nest egg.  Or do you have a retirement plan? I have both. The bulk of my investments are in a balanced portfolio that rebalances every quarter and the holdings are reviewed every couple of years.  Then I have an E=Trade...

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