Pay yourself First

Are you saving enough money?  Are you saving any money whatsoever? Most people don’t, they are expecting better times in the future. Rather than more of the same… There is the old saying to pay yourself first.  This is above and beyond your paycheck if you run your...

Extra cash

At various times clients call up asking for a bit of advice, they have recently gotten a bonus or an inheritance or some other windfall and want ideas on what to do with it. Some want to pay off mortgages, others to save it, but most want to piss it away on wine,...

FOMO

Do you feel a certain amount of dread for not owning cryptocurrencies or being part of the latest stock sparking conversations on Reddit, but don’t feel the need to jump in?  If so don’t worry. According to Scott Newhouse, a financial planner stated“It may feel like a...

Principle Residence and it’s sale

There is always a question of those who own multiple properties, and they want to sell one.  That one is surprisingly always their principal residence until I give them the requirements for exclusion.  But there are ways to determine which is really their principal...

Business Failures

Thinking of starting that side business?  I always think it is a great idea to start a side business and have multiple income streams and not being solely reliant on your employer for all income. But you will need to keep some information in mind when you do start...

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