Work till you drop

The situation may sound like bad luck, but it’s a reality for many older Americans. About 1 in 5 people over the age of 50 have no retirement savings at all, according to a recent report from AARP. This alarming statistic highlights a growing crisis in retirement...

Shrinking Middle Class

“The middle class has been declining — we just haven’t recognized it fully,” LISEP Chairman Gene Ludwig told CBS MoneyWatch. “It’s really dangerous because it’s the kind of thing that leads to social unrest, and it’s not fair....

Spam calls

What do you do when you have a spam call? For me it depends on who the caller states they are.  If they say they are the IRS I have lots of fun, I insist that I paid my taxes, and that they are discriminating from me.  One time I called them so much, they stopped...

Business and History

I am fascinated with the tv series “How________ Built America.  I have ordered more books based on these entrepreneurs that I may never catch up. I also get a number of blog ides from the shows and the books.  The show has also made me change some of my investment...

Older workers.

As American ages upward, so does our workforce.  Yet, it seems that there is still a lot of age bias in existence. When people lose good jobs in their 50s, it’s common for them to struggle in their 60s and in retirement, says Lisa Berkman, a professor of public policy...

Unemployment

It has been awhile since I reported on the unemployment rate. Things were perceived as better, or at least not really that bad.  We are now in the “bad” category in my mind.  The economy is waffling, mostly because the President keeps going back and forth...

Hackers

Prior to writing this blog post I checked to see how many attempts were made at hacking my website, the results follow. 3 failed login attempts (past 24 hrs). Your site is currently at a low risk for brute force activity This is now, a couple of years ago the hackers...

Do good passwords need to be changed?

I don’t know about you, but I am getting to the point where I feel I need to start forking out good hard cash for a password manager. I have password fatigue, I need good strong passwords and they have to unique from all other passwords, and constantly changing or...

Do you have enough

Do you have longevity in your family?  I don’t but my wife does.  Though I am getting closer to beating the age of my closest male relative, every day. Yet as lifespans lengthen, wages are not keeping up with inflation, and even a decent nest egg may not go far...

Food shortages

I am more and more amazed by the generational differences between myself and my kids and our views on just about everything. My kids through their reading sources on the internet have been reading that food shortages are coming.  One showed me pictures of a Target...

Retirement

We are an aging population.  A aging population that really did not save enough money for our retirement. So, it’s not entirely surprising in Vermont, where about 26% of residents 65 and older are still working—the highest share in the U.S. The state is at the...

Central Bank Digital Currency (CBDC)

Central Bank Digital Currency (CBDC) is a new form of money that exists only in digital form. Instead of printing money, the central bank issues widely accessible digital coins so that digital transactions and transfers become simple. Let’s be honest – many people...

Oops

Apparently I ran out of blog postings last month.  Thought I had them programed into May. I will address, ASAP. the Management  

H&R Block settled for a fine

We have all seen the ads and most know them to be false, yet some believe them to be true. So, H&R Block must pay a fine and change its deceptive marketing practices. In 2024, the Federal Trade Comm. filed an administrative complaint against the firm, alleging...

“Ghost” Preparer

Harsh punishment for a “ghost” preparer who filed false returns for clients. A woman charged her clients fees for tax prep services, but she didn’t sign the 1040s as a preparer, and she didn’t include her preparer tax ID number. Also, the returns overstated credits...

The right to bear arms…

I was surfing the internet for interesting ideas for blog topics when I stumbled across this: Americans apparently are buying fewer guns. Blanket statement that will offend most people, this is for legal purchases only described in these numbers.  Illegal purchases...

The arguments for ghosting jobs

I found these as for the reasons and the rationale for the listings: 38% to maintain a presence on job boards even when not hiring 36% to assess the effectiveness of job descriptions 26% to build a talent pool for the future 26% to gain insights into the job market...

Ghost Jobs

I read in Forbes that a June Resume Builder study uncovered findings that proved figures comparable to the MyPerfectResume study. Out of the 1,641 hiring managers surveyed, 40% of respondents admitted to posting fake job adverts this year, and three out of 10 say they...

Ghosting taken to new levels

I have to admit that the concept of a “ghost job” is a new concept for me.  I am known to take a cynical view on life and business, but to piss away funds advertising jobs that don’t exist is not a good business practice in my mind. Yet, I read that in a recent survey...

New Client

As the tax season began, I received a number of calls from people who now need to find a new tax preparer. Some knew their old preparer was retiring, others are surprised to find out that their preparer has already retired. So, their hunt is on. One gentleman called...

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