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New graduate and now the debt.

As graduation season comes to a close, I want to offer my congratulations.  But, some graduates now have something looming six months in the future.  The begin of student loan payments. The luckiest ones have jobs and circumstances that will not make this an issue. ...

30% more than the private sector.

I was reading the article of the “Millionaire Cop Next Door” in Forbes.  I had heard the news stories but it definitely hit home to see it in black and white (and read all over).  Government workers now make more than 30% (average) than the private sector.  This is...

Cash, does anyone have any?

I was having a conversation with one of my employees this week about juggling money fro one account to another before some checks could go out.  The client was surprised by this, why I don’t know.  My receivables are up and clients don’t seem to have anymore money...

Middle Class defined?

I found this chart on Wikipedia, this is one of the more detailed breakdowns of the American classes that I have found.  I don’t necessarily agree with the breakdown, but I am intrigued by it as well. But since I posted the IRS versions of who are the affluent, the...

So you won the lottery what do you do now?

I have had a number of discussions with clients over the years on what to do if they were to win the lottery.  One in particular was quite insistent that I do the math and post the results here.  So here they are: I actually took this client’s file and processed it to...

Rework

By Jason Fried and David Heinemeier Hansson.  The people behind 37 Signals the software company.  The book is a light and breezy read.  Each section is typically no longer than a page and a half.  It seems more like reading blog entries, which is probably what they...

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