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No reward for the risk.

With the current administration planning to change the way an S-corporation is taxes for service businesses, so all profit will be subject to self employment taxes we are coming to a crossroads.  I have always been a strong advocate of starting a small business.  But...

10 Key

Does anyone other than accountants use a 10 key?  If so am I the only one that is annoyed that the 10key keypad does not match the keypad on a telephone?  When I go from the 10 Key to the phone I always miss dial because the numbers are upside down. This also makes me...

New graduate and now the debt.

As graduation season comes to a close, I want to offer my congratulations.  But, some graduates now have something looming six months in the future.  The begin of student loan payments. The luckiest ones have jobs and circumstances that will not make this an issue. ...

30% more than the private sector.

I was reading the article of the “Millionaire Cop Next Door” in Forbes.  I had heard the news stories but it definitely hit home to see it in black and white (and read all over).  Government workers now make more than 30% (average) than the private sector.  This is...

Cash, does anyone have any?

I was having a conversation with one of my employees this week about juggling money fro one account to another before some checks could go out.  The client was surprised by this, why I don’t know.  My receivables are up and clients don’t seem to have anymore money...

Middle Class defined?

I found this chart on Wikipedia, this is one of the more detailed breakdowns of the American classes that I have found.  I don’t necessarily agree with the breakdown, but I am intrigued by it as well. But since I posted the IRS versions of who are the affluent, the...

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