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Minimum Wage

The minimum wage continues to be a major issue to politicians as well as small business owners.   But I was reading recently that in a 2014 study from the nonpartisan Congressional Budget Office, it was found that raising the federal minimum wage to $10.10 an...

The Dreaded Budget

I have spent some time in the past quarter working with clients on their first business budget.  They are looking to grow to the next level and a budget is a good tool for the assistance for this measure.   But, drilling down a budget to its essence is really...

How do you measure success?

Over my professional life I have run into a number of people who complain that they are successful, but are not happy.  I sit and listen to them, but I have learned to keep my mouth shut.  Because they obviously are not successful.  They are successful by a measure...

Covered calls, life on the margin

Do you handle your investments or do you hand that aspect of your life to a professional?  Or do you have a professional investment advisor and still dabble with your investments?   I am in the latter category.   If you are like me, have you ever wanted to...

Multiple Income streams

I was reading an article and the author quoted some research from another author of self-published books. “Author Thomas C. Corley’s five-year study of self-made millionaires discovered that a majority of them have multiple streams of income. In fact, 65 percent...

The war on cash…

There appears to be a new war on cash and it is not limited to the US.  In India there was a removal of old 500 and 1000 rupee notes, curbing the cash economy.  In the US a withdrawal of $3,000 or more from any of your bank accounts in cash now requires the bank to...

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