Money Management Archives |

Central Bank Digital Currency (CBDC)

Central Bank Digital Currency (CBDC) is a new form of money that exists only in digital form. Instead of printing money, the central bank issues widely accessible digital coins so that digital transactions and transfers become simple. Let’s be honest – many people...

Credit Card Debt

A solid financial education can greatly benefit those who learn its lessons. Learning to avoid high-interest credit card debt and leverage good credit scores can unlock significant financial value, such as securing better rates on insurance, auto loans, and mortgages....

Universal Basis Income

Universal Basic Income (UBI) is a policy proposal that involves providing all citizens with a regular, unconditional sum of money, regardless of their employment status or income. The concept has garnered significant debate, with strong arguments both for and against...

Most Lucrative Side Gigs

Here are some of the most lucrative side gigs that can generate significant extra income: Freelance Writing Freelance writing is in high demand and can be quite profitable, especially for those with expertise in specific industries. Content writers can earn around...

EIDL forgiveness

I have a couple of clients who have taken EIDL funds to weather the tide and are now regretting those choices. One needs to close; it has been hemorrhaging cash since I started working with them.  They have thrown their EIDL Funds and all of their savings into the...

Real wealth –

I have been working with clients this tax season, who are well into the top 10% of US taxpayers, none of them consider themselves wealthy.  Even those whom I know are the truly wealthy. During a recent webinar, they defined real wealth by having  passive income...

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