I have recently reworked two investment accounts. The first is new I opened a Vanguard account when the market tanked, I put half in the S&P account and the other in Wellington. In a couple of months, I am up over 10%.
The other was small cap high dividend stocks. That one tanked, I invested some more to dollar cost average at a lower cap rate, but it is a dog, that has lost me more than I gained on the other account.
My research was not extensive, but it justified my initial purchases, before the virus I was up, granted less than 10%. But the double interest rates were my goal on the investments.
But the virus has thrown wrenches into many plans in 2020. Who knows what the lasting effects will be short term and long term.
But as the heading states “You pays your money and you takes your chances.”