Emergency fund

The emergency fund is one of the basics of long-term financial planning, but as an accountant when I touch base with my clients and ask them about the status of their financial wellbeing, I find that the verdict is split, some don’t really have one.  Granted this is...

Guerilla Marketing

I was listening to a webinar, and they were talking to Bombas, who manufacture socks.  Their pitch is, you buy a pair of socks and they give a pair to charity, so in essence you are doubling up on your costs. Since socks are a commodity, the creators were discussing...

People remember people not products

I was having a difficult time with my bank.  They were giving me the run around on a couple of issues and taking their time in getting back to me if they eventually did so. Then a Branch Manager from a bank I have no relationship came in from nowhere.  He was talking...

When is it too far?

In the last election of (2020) Oregon had Measure 110 on the ballot that decriminalizes personal possession of illegal drugs, such as cocaine, heroin, oxycodone and meth. Under the measure, people who possess larger quantities of illicit drugs could still possibly...

Won

It is January 4th of 2021.  The big question is are you still in business? If so you are a winner in the random lottery of Covid-19…. Surviving 2020 was a challenge for just about everyone. Not all businesses made it to today.  I have clients who had to close due to...

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