Andrew Jackson

I learned something new today.  Andrew Jackson was the only President of the United States to have no deficit during his reign.  Jackson, who served from 1829-37, was an ardent supporter of keeping banks and government separated. He believed that banks would have...

Pay yourself first

As a small business owner when cash gets tight the first thing to go is the owner’s salary, or at least a portion of it. This may not always be the right thing to do.  I know too many who pay themselves so little in wages that their SS benefits are scheduled to be...

Post Retirement Navigator

Post Retirement Navigator was a piece of software originally designed by Phil Lubinski and developed by All America, sold to one firm and then another only to wither and die. I loved the concept of this software  for retirement planning and investing. While you are...

Financial Planning

Do you have a pile of investments you call a nest egg.  Or do you have a retirement plan? I have both. The bulk of my investments are in a balanced portfolio that rebalances every quarter and the holdings are reviewed every couple of years.  Then I have an E=Trade...

Chick Fil A Franchise

I am astounded, what a sneaky business model; Chick Fil A has a brilliant plan in place. Some of this information is directly from their website. Chick Fil A has an initial financial commitment of only $10,000.  Annually 60,000 people apply, but only about 80-120 are...

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