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Our political process

I was surprised to find out that, as private organizations, political parties in the U.S. are under no legal obligation to democratically choose their nominees for general elections; parties could choose to select nominees by tennis match. I was aware that delegates...

Sin Taxes

How does this actually work… The states, Illinois included, have done everything they can to threaten, sue, rob and kill the tobacco industry. Now they are setting their sights on killing e-cigarettes and the vaping markets. But Illinois plans to remake its fortunes...

Property and Casualty

I learned something new about insurance recently.  I am Trustee on a Trust and the Trust owns a piece of property with a home on it.  The tenant bypassed me and filed claims with the insurance company in 2017 and 2018.  Very small claims, the 2018 had a payout of...

Running a small business.

Sole proprietorships are now officially on the IRS’s radar, because auditors know from experience that some self-employed individuals claim excessive write-offs and don’t report all their income. Tempting targets include proprietors reporting at least $100,000 of...

Words

Words are the foundation of our means of communicating; our words and body language tell the story.   Words hold a power over us, so much so that one of my writer clients named their company “Words Create Change”, because they do and they have. So with words being so...

Final curtain…

People close their businesses for a number of reasons.  I had one client who bought a franchise and poured time and money into it, but it grew slowly.  Unfortunately, too slowly. The original idea was that the business would start slow and grow to provide an income...

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