Money Management Archives |

Check and Mail Fraud

What you can do to protect yourself from mail theft and check fraud. There are steps you can take to help reduce your risk of getting taken advantage of by someone engaging in a mail theft-related check fraud scheme. Here are some tips to keep in mind to help protect...

Capital Gains Tax Calculation: Step-by-Step

Determine Your Capital Gain or Loss Capital Gain: The difference between the sale price of your asset and your “basis” (usually what you paid for it, plus commissions or fees) Capital Loss: If you sold the asset for less than your basis, you have a loss,...

Food shortages

I am more and more amazed by the generational differences between myself and my kids and our views on just about everything. My kids through their reading sources on the internet have been reading that food shortages are coming.  One showed me pictures of a Target...

Central Bank Digital Currency (CBDC)

Central Bank Digital Currency (CBDC) is a new form of money that exists only in digital form. Instead of printing money, the central bank issues widely accessible digital coins so that digital transactions and transfers become simple. Let’s be honest – many people...

Credit Card Debt

A solid financial education can greatly benefit those who learn its lessons. Learning to avoid high-interest credit card debt and leverage good credit scores can unlock significant financial value, such as securing better rates on insurance, auto loans, and mortgages....

Universal Basis Income

Universal Basic Income (UBI) is a policy proposal that involves providing all citizens with a regular, unconditional sum of money, regardless of their employment status or income. The concept has garnered significant debate, with strong arguments both for and against...

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