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Running a Business Archives |

Comprehensive cyber insurance policy

I was on a webinar regarding risk and the issue of a cyber insurance policy was given.  So, I contacted my agent to see what kind of coverage I had. Apparently, I only have an endorsement that is very limited in scope on my main package that covers data breach...

Retirement Savings

The deadline to have a retirement plan has either passed or coming due shortly for IL businesses. Employer registration deadlines State law now requires every Illinois employer with five or more employees to offer their own retirement program or facilitate Secure...

Franchises

Franchises were slapped hard by the pandemic; it is expected that franchises will have only a modest 2023. The industry recovered most of its losses from the pandemic in 2021, but growth slowed in 2022, as franchises faced several headwinds, such as inflation and...

Engagement letter

This tax season, I am using engagement letters from my insurance company.  Apparently, they suggest that I use them for all aspects of every service. Usually, I get an expensive book and pick out specific paragraphs to use, this time I took the fast easy route and...

Competition

Numerous businesses have competition from competitors of all levels. For tax returns I have my direct peers, – large firms such as Porte Brown down the street, and then the garage preparers. Beyond those there are also Liberty Tax, H&R Block and Jackson...

Degrading quality

Over the decades (yes, I’m old) I have seen a vast number of products and services degrade in quality and excellence over time. One area in particular has been comic books from the two largest publishers.  The costs are higher than ever and the quality of the art and...

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