Wills

I have been dealing with estate issues of late and it got me thinking about the different types of wills and where they fit into estate planning.  They fall into four broad categories. Simple Will – you decide who will receive your assets, possibly name a guardian for...

Outsiders

Has your business grown stale?  Have sales leveled off or decreased and morale and systems are on autopilot?  Have you developed no new ideas or concepts to test or implement? You may need the skills of an outsider.  Either on your BOA, BOD or an employee. It helps to...

Financing options

Banks are not your friend.  They never were and were never meant to be.  They are businesses that are run by very conservative greedy people.  They will take a small risk, but only at great value to them. If you were a bank you would run the same way. So, when you are...

Expansion

It is time to expand the business to take it to the next level. You have reviewed your business, from top to bottom.  Your ratios and measurables point towards the future, the market conditions are favorable, you discussed and debated the issue with your advisors and...

Financial dashboard redux

Now, may be a good time to rework your “Financial Dashboard”.  With all the changes going on, your ratio parameters may have changed.  You may be working with your suppliers to get them paid which has your payables higher than your norm.  Or clients may need been...

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