Evolution

Radio was worried about tv, tv was worried about cable, cable was worried about streaming services.  Now streaming services have a worry. Premium video services are increasingly worried about social media sites, such as TikTok, YouTube, Facebook and Twitch, where...

Debt collectors

Years ago, when I worked at WM my unit had a collector to collect on the smaller accounts that had past due amounts. We were the Hazardous waste unit, so our services were highly specialized, not to mention expensive and we dealt with small clients on one-off...

Payday loans and beyond

I was reading an article about loans to the poor and I was appalled at what happens to these people. Apparently lending money to people who don’t have any is surprisingly profitable. In states where such stores are legal, such as Missouri, they are more common than...

Business maintenance

As the year winds down, I suggest that you take some time to work on your business, rather than in your business.  Never mind that you should have already started your planning for 2021, since you are working to complete your tax and business goals for 2020. First...

Trust

A trust is a fiduciary arrangement that allows a third party, or trustee, to hold assets on behalf of a beneficiary or beneficiaries. Trusts can be arranged in many ways and can specify exactly how and when the assets pass to the beneficiaries. Now from a practical...

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